First, request a showing for the property. This tells us some basic information about you, but nothing too personal.
We require a showing request from each adult that will be living in the home.
If your showing request is approved, a showing agent will contact you to arrange a date and time to view the property in-person.
Shortly after the showing, we begin processing applications in the order received.
We process applications in the order received, so you should submit your application as soon as possible. If you use our online rental application can submit your application as soon as your rental showing is approved.
If you application is approved, you will have 48 hours to review, sign, and return all of the necessary documents, and pay the first month's rent in order to secure your rental.
We will be there to greet you on move-in day and answer any questions you might have about your new home.
Subject to change without notice
A complete application
A complete application is required for each adult (18 years of age or older). If a line isn't filled in, or the omission explained satisfactorily in the application, we will return the application to you.
Rental history verifiable from unbiased sources.
Your rental history must include at least two previous landlords AND at least two years' total rental history.
If you, or anyone living in the rental the time, are related by blood or marriage to a previous landlord listed, we will require at least two months' additional security deposit amount and/or payment of last month's rent.
It is your responsibility to provide us with the information necessary to contact your past landlords. We reserve the right to deny your application if, after making a good faith effort, we are unable to verify your rental history.
If you owned, rather than rented, your previous home, you will need to furnish mortgage company references and proof of title ownership or transfer.
If the combination of your monthly personal debt, utility costs, and rent payments will exceed 30% of your monthly income before taxes, we will require a qualified co-signer on your rental agreement and/or an additional security deposit amount. If the combination exceeds 45% of your monthly income, your application will be denied. You can use the Debt-To-Income calculator at https://www.credit.com/calculators/dti/ to determine if your monthly personal debt, utility costs, and rent payments will exceed 30% of your monthly income before taxes.
We must be able to independently verify the amount and stability of your income. (For example: through pay stubs, employer/source contact, or tax records. If self-employed: business license, tax records, bank records, or a list of client references.)
Some employers use a third party service, like WorkNumber, to provide income verification. These third parties charge landlords $60 or more per report. If your employer uses a third party to provide employment and income verification you have to pay their fee in advance or provide another way to independently verify the amount and stability of your income.
Each adult must qualify
One application shall be filled out for each adult occupant.
Each adult applicant must individually qualify on their own. We will consider the combined income of the household and co-applicants only if there is a verifiable obligation of support between co-applicants (i.e. married couple, guardian and ward, etc.)
The maximum allowed occupancy is two people per bedroom, and up to four unrelated adults per unit. Some City ordinances may have additional restrictions.
Two pieces of I.D. must be shown.
We require a photo I.D. (a driver's license or other government issued photo identification card) plus a second piece of I.D. as well. Please present your I.D. with your completed application or at other such time as directed by Lotts Properties.
False information is grounds for denial.
You will be denied rental if you misrepresent any information on the application. If misrepresentations are found after a rental agreement is signed, your rental agreement will be terminated.
Criminal convictions for certain types of crimes will result in denial of your application.
You will be denied rental if, in the last 5 years (or longer for certain convictions), you have had a conviction for any type of crime that would be considered a serious threat to real property or to other residents' peaceful enjoyment of the premises, including the manufacture or distribution of controlled substances.
Certain court judgments against you may result in denial of your application.
If, in the last 5 years, you have been through a court ordered eviction, or had any judgment against you for financial delinquency, your application will be denied. This restriction may be waived if there is no more than one instance, the circumstances can be justified, and you provide a qualified co-signer on your rental agreement and/or an additional security deposit amount.
Poor credit record (overdue accounts) may result in denial of your application.
Occasional credit records showing payments within 30 to 60 days
past due may be acceptable, provided you can justify the
Records showing a credit score below 650 and/or payments 90 days past due are not acceptable.
Records showing a credit score between 650 and 699 will require at least two months additional security deposit and/or payment of the last month's rent.
Poor references from previous landlords may result in denial of your application.
You will be turned down if a previous landlord would be
disinclined to rent to you again because of late payment or
non-payment of rent or for any reason pertaining to
any lease-violating behavior of yourself, your pets, or
others allowed on the property during your tenancy.
Also, you will be turned down if previous landlords report significant complaint levels of noncompliance activity such as repeated disturbance of the neighbors' peace; reports of prostitution, drug dealing or drug manufacturing, damage to the property beyond normal wear; reports of violence or threats to landlords or neighbors; allowing persons not on the lease to reside on the premises; failure to give proper notice when vacating the property.
There is a non-refundable $75.00 per adult application fee.
At our sole discretion, If you withdraw your application before we have incurred any screening expenses we will refund your application fee.
Rent and other payments via ACH
Monthly rent and other payments will be collected by automatic withdrawal from Checking or Savings account on the 1st of each month. Refusal to pay via ACH will result in your application being denied.
We will accept the first qualified applicant.
Rental applications are processed in the order they are received. We will accept the first qualified applicant.
Pets are NOT allowed in any property unless you have prior written permission from the landlord.
Subject to change without notice
Dogs not allowed – Any dog with aggressive behavior toward any human or other animal. Any dog that has the appearance or being any part of the following breeds: Akita, American Pit Bull Terrier, American Bully, American Staffordshire Terrier, Chow, Doberman, Rottweiler, Staffordshire Bull Terrier, any breed considered a fighting dog, and any breed generally viewed by the public as aggressive.
Insurance Requirements for dogs - Tenant must maintain $10,000 in liability insurance for dog incidents.
At all times, you are required to have insurance protect your belongings.
Your belongings are not covered under our policies.
The HO-4 insurance policy is designed for renters and will likely cover losses from these types of perils:
Floods and earthquakes aren't on the list. If you want coverage for floods and earthquakes, you will need to buy a separate policy or a rider.
We use Rental Research for our online applications.
We do not yet accept Zillow or Cozy.co applications.
Information on this page is deemed reliable but is not guaranteed.